Resources
Free Budgeting and Financial Planning Tools
Sorted – A fantastic online independent money guide and resource.
10-Plan Shopping Guide – Download a simple, 10-plan food budget guide for a balanced, healthy diet.
Spending Record – Download a spending record to keep track of your spending.
Budget Worksheet – Download this great tool to create your budget and organise your finances.
Cashflow Sheet – Download this cashflow sheet to see where your money is going and where you can optimise your finances.
Debt Schedule – Download our debt schedule to keep track of your debts and liabilities.
Community
Citizens Advice Bureau – For free information and advice on a wide range of subjects.
Community Law Centre – For free legal advice and information.
Southland Community Law Centre – Offering free legal advice, representation and education to the people of Southland.
Human Rights Commission – Providing protection of human rights in New Zealand.
Consumer – Independent advice aimed at giving consumers a fairer deal.
Quitline – For support with quitting smoking.
Financial & Utilities Disputes/Resolution
Electricity & Gas Complaints Commission – Offering a dispute resolution service for complaints about electricity/gas companies.
Consumer Affairs Financial Services Disputes Tribunal – For complaints about financial service providers.
Insolvency and Trustee Service – For information on insolvency.
The Banking Ombudsman – Help with unresolved problems with banking service providers.
Insurance and Savings Ombudsman – Providing dispute resolution with participating financial service providers.
CANSTAR – Compare interest rates and star ratings for home loans, credit cards, savings accounts, transaction accounts and term deposits from New Zealand banks and financial institutions.
Government
Work and Income – Providing financial assistance and employment services.
Inland Revenue – Responsible for the Government’s revenue collection and social support programmes.
Ministry of Consumer Affairs – Providing information and advice regarding consumer laws and issues.
Tenancy Tribunal – Settling disputes between landlords and tenants.
Invercargill City Council – For information on Invercargill Council Services.
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