Free Budgeting & Financial Planning Tools

A fantastic online independent money guide and resource.
10-Plan Shopping Guide
Download a simple, 10-Plan food budget guide for a balanced, healthy diet
Spending Record
Download a Spending Record to keep track of your spending
Budget Worksheet
Download this great tool to create your budget and organise your finances
Cashflow Sheet
Download this Cashflow Sheet to see where your money is going and where you can optimise your finances
Debt Schedule
Download our Debt Schedule to keep track of your debts and liabilities


Citizens Advice Bureau
For free information and advice on a wide range of subjects
Community Law Centre
For free legal advice and information.
Southland Community Law Centre
Offering free legal advice, representation and education to the people of Southland.
Human Rights Commission
Providing protection of human rights in New Zealand.
Independent advice aimed at giving consumers a fairer deal.
For support with quitting smoking.

Financial & Utilities Disputes/Resolution

Electricity & Gas Complaints Commission
Offering a dispute resolution service for complaints about electricity/gas companies.
Consumer Affairs Financial Services Disputes Tribunal
For complaints about financial service providers.
Insolvency and Trustee Service
For information on insolvency.
The Banking Ombudsman
Help with unresolved problems with banking service providers.
Insurance and Savings Ombudsman
Providing dispute resolution with participating financial service providers.
Compare interest rates and star ratings for home loans, credit cards, savings accounts, transaction accounts and term deposits from New Zealand banks and financial institutions.


Work and Income
Providing financial assistance and employment services.
Inland Revenue
Responsible for the Government’s revenue collection and social support programmes.
Ministry of Consumer Affairs
Providing information and advice regarding consumer laws and issues.
Department of Building and Housing
Providing dispute resolutions services relating to buildings and houses.
Tenancy Tribunal
Settling disputes between landlords and tenants.
Invercargill City Council
For information on Invercargill Council services.

Mission Statement

Excellence in providing budget advice and to empower families and individuals within the area of personal finances.

Contact Us

74 Don Street
Invercargill 9840
PO Box 1192

Ph: 03 214 0942
Txt: 027 JUBILEE (582 4533)
F/Ph: 0800 JUBILEE